Full-stack Engineer - Operations Engineering Team
Role Summary
Join iwoca as a Full-stack Engineer in London to enhance operational systems that support the German market with flexible financing solutions.
About the Organisation
Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are.
That's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed.
We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive.
Minimum Requirements
- Proven track record designing and building backend systems using Python, with the ability to work across front-end codebases, particularly React or TypeScript, to deliver projects end to end.
- You use AI (like Cursor, Claude Code or similar) in your daily flow—whether for work or for fun. You use it to blast through boilerplate and research, so you can focus on the hard parts: complex architecture, rigour, and high-stakes decision-making.
- Experience working with relational databases, ideally PostgreSQL or similar, with an understanding of performance and maintainability considerations.
- Able to use lateral thinking to anticipate technical challenges and to improve existing systems that support complex workflows.
- A track record of taking work from an initial problem through to delivery, including shaping solutions, making trade-offs, and iterating based on how systems are used.
- Strong communication skills to be able to explain complex technical topics in simple terms and to articulate and influence decision making within the team.
- Knowing how to scale systems: Familiarity with working on internal tools or platforms used by large operational teams.
- Framework experience across Python and TypeScript such as Django, FastAPI and React.
- Modern deployment experience: Working with CI/CD pipelines or deployment workflows.
- A data-driven mindset: Using data or metrics to assess whether changes have had the intended effect.
Working Conditions
We expect to pay from £75,000–£90,000 for this role. But, we’re open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews.
And to make sure we all keep learning, we offer:
- Flexible working hours.
- Medical insurance from Vitality, including discounted gym membership.
- A private GP service (separate from Vitality) for you, your partner, and your dependents.
- 25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave.
- A one-month, fully paid sabbatical after four years.
- Instant access to external counselling and therapy sessions for team members that need emotional or mental health support.
- 3% Pension contributions on total earnings.
- An employee equity incentive scheme.
- Generous parental leave and a nursery tax benefit scheme to help you save money.
- Electric car scheme and cycle to work scheme.
- Two company retreats a year: we’ve been to France, Italy, Spain, and further afield.
- A learning and development budget for everyone.
- Company-wide talks with internal and external speakers.
- Access to learning platforms like Treehouse.
Eligibility Criteria
Open to candidates based in Germany or those willing to relocate, with no explicit information on visa sponsorship.
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