Senior Associate Regulatory Compliance
Role Summary
Join Airwallex as a Senior Associate in Regulatory Compliance in London, where you'll play a key role in navigating the global financial landscape.
About the Organisation
Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 250,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.
Proudly founded in Melbourne, we have a team of over 2,300 of the brightest and most innovative people in tech across 27 offices around the globe. Valued at US$11 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.
The Regulatory & Compliance Division (RCD) at Airwallex is a collaborative group of legal, compliance and risk management experts. We're passionate about safeguarding Airwallex's operations, fostering a culture of compliance and ethical conduct, and ensuring we navigate the global financial landscape with integrity. We provide expert guidance and support to all areas of the business, proactively identifying, mitigating, and managing legal, compliance and financial risks.
The EMEA Regulatory Compliance Team forms part of the second line of defence (2LOD) at Airwallex whilst operating within the larger RCD function. We are a proactive and trusted business partner committed to enabling Airwallex’s growth and strategic goals by providing an advisory and oversight role. Our team culture is collaborative, impact-driven with a focus on continuous improvement. You’ll be part of a team that values transparency, empowerment, and high performance.
This role is a newly created role with a specific focus on our UK business. This role will be a key member of the EMEA Regulatory Compliance Team, based in our London office with a direct line to the Senior Manager, Regulatory Compliance, UK.
Key Responsibilities
As Senior Associate / Manager, Regulatory Compliance, UK, you will deliver on the regulatory engagement strategy for Airwallex in the UK. You will maintain our licensing responsibilities and coordinate with all internal and external parties as necessary to ensure compliance through the communication of regulatory requirements, cross-functional collaboration to productize solutions and offerings, implementation and execution of processes, accurate execution and filing of regulatory reports, renewal of registrations and licenses, end-to-end management of regulatory examinations, and interfacing with UK regulators (including the FCA) on ad-hoc inquiries. You will analyse new and existing products and provide guidance to ensure that our 2LOD controls are fit for purpose and comply with regulatory obligations, guide the first line business to enable the maturity of both customer-facing and internal back-office processes and product features.
- Support the Airwallex Group’s expansion by managing the regulatory compliance components of licence authorisation processes
- Act as a key stakeholder in relation to licence applications, business plan updates and information requests between Airwallex and our regulators
- Ensure that our regulatory compliance and regulatory reporting obligations are maintained for all Airwallex Group entities in the UK
- Support and / or manage on-site exams, inspections and audits (in collaboration with our RCD colleagues)
- Advise the business with respect to regulatory change initiatives with a particular focus on how to effectively manage compliance risk attached to new and evolving UK laws and FCA rules
- Develop policies, processes and provide advice in relation to regulatory risk obligations that exist within the 1st line business
- Manage regulatory compliance risk within the Airwallex Risk Management Framework and associated escalation process (inc. governance forums and board reporting)
- Advise the business in relation to conduct risk, Consumer Duty, complaints governance (including Financial Ombudsman Service escalations), and ethics matters relating to our financial services licences
- Deliver the Compliance Monitoring Program through assisting with targeted and thematic reviews on a wide range of topics to ensure appropriate organisational maturity
- Deliver the Airwallex Group’s Compliance Training for employees and conduct ad-hoc training to specific business areas as required
- Conduct ‘Proactive Special Ops’ projects to unlock business or operational issues to enable Airwallex to achieve its strategic goals more rapidly
Minimum Requirements
We're looking for people who meet the minimum qualifications for this role. The preferred qualifications are great to have, but are not mandatory.
- Bachelor’s degree with regulatory compliance experience in a financial institution, FinTech, legal / consulting firm, or combination of the above (minimum 4 years for Senior Associate; minimum 6 years for Manager)
- Familiarity with financial regulatory laws, rules, regulations and industry best practices in the UK (specifically FCA-regulated environments)
- Data proficiency - ability to work with data and leverage it for strategic decision-making
- Ability to operate strategically and think creatively to solve complex regulatory compliance challenges
- Superior communication skills, with the ability to clearly explain complex topics to a wide range of stakeholders including regulators, executive leadership, and front-line staff
- Experience with developing and/or maintaining a compliance program within a financial institution, preferably in respect of payments and e-money activity
- Exposure to licensing processes, regulatory reporting, regulatory expansion, and RegTech or technology-driven compliance solutions
- Understanding of financial products and related conduct risk, ethics, and controls
- Experience dealing with the Financial Conduct Authority (FCA) and handling escalations to the Financial Ombudsman Service (FOS).
Eligibility Criteria
The job is situated in London and may favor applicants with experience in compliance, but explicit eligibility for international applicants is not stated.
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