Credit and Portfolio Analyst

The HCap Analyst Program ("the Program") is a new intentional effort between HFHI and HCap to recruit and train early-stage professionals to succeed in mission-driven financial services roles. In this two-year program, participants will support HCap's efforts to attract and deploy capital to create and increase the production of affordable housing and greater community development across the US. The Analyst will possess and develop strong financial, entrepreneurial, program management and analytical skills while providing communications and research to advance housing and community development initiatives and support broader strategic initiatives and operations.

Supporting HCap Directors, the Analyst's primary responsibilities will include financial analysis and modelling, transaction underwriting, portfolio management, investor relations, marketing and communications, and supporting new programmatic initiatives. While the analyst will have broad responsibilities, there will be a primary focus on credit and underwriting.

Participants will receive training designed to foster mission-alignment, understanding of the housing and community development finance sectors, development of technical skills, and other ongoing enrichment. This 2-year program with the potential for a 3rd year to be evaluated at the end of year 2. The Program is committed to diversity and inclusion and encourages diverse candidates to apply.

These positions are strongly preferred to be based at our headquarters office in downtown Atlanta (Remote considered) and involves up to 10% travel within the US.

The HCap Analyst Program is a new intentional effort between HFHI and HCap to recruit and train early-stage professionals to succeed in mission-driven financial services roles. In this two-year program, participants will support HCap's efforts to attract and deploy capital to create and increase the production of affordable housing and greater community development across the US. The Analyst will possess and develop strong financial, entrepreneurial, program management and analytical skills while providing communications and research to advance housing and community development initiatives and support broader strategic initiatives and operations.

Supporting HCap Directors, the Analyst's primary responsibilities will include financial analysis and modelling, transaction underwriting, portfolio management, investor relations, marketing and communications, and supporting new programmatic initiatives. While the analyst will have broad responsibilities, there will be a primary focus on credit and underwriting.

Participants will receive training designed to foster mission-alignment, understanding of the housing and community development finance sectors, development of technical skills, and other ongoing enrichment. This 2-year program with the potential for a 3rd year to be evaluated at the end of year 2. The Program is committed to diversity and inclusion and encourages diverse candidates to apply.

These positions are strongly preferred to be based at our headquarters office in downtown Atlanta (Remote considered) and involves up to 10% travel within the US.

Habitat for Humanity, founded in 1976, is a global, Christian-based nonprofit organization that grew out of an intentionally multi-racial community in rural Georgia. Seeking to put God’s love into action, Habitat brings together people of all faiths and people of no faith to build homes, communities and hope. Working alongside each other, we help families and individuals build and improve places to call home and achieve the strength, stability and self-reliance they need to build better lives for themselves. Habitat seeks individuals who have a willingness to affirm these principles and values.

At Habitat for Humanity International, we are compelled by our Koinonia roots to put God’s love for all into action and pursue housing equity and opportunity by bringing all people together to build community and drive impact. We strive to build a culture rooted in learning, accountability and trust, attracting and retaining mission-driven talent reflective of the global communities we serve.

Habitat for Humanity International (HFHI) is seeking a motivated Credit & Portfolio Analyst to join Habitat Capital (HCap), a nationally certified Community Development Financial Institution (CDFI), certified in 2017. Habitat Capital is a wholly-owned entity of HFHI and was created to serve our more than 900 US-based Habitat for Humanity affiliates. HCap provides an array of financial services and products to Habitat affiliates to support their work as affordable mortgage originators, real estate developers, home-builders, sellers, and partners for housing and community solutions. To date, HFHI and HCap has provided over $400MM in capital to its US domestic affiliate network via enterprise-level, secured project-level, bridge and structured financing for affordable housing and community development projects as well NMTC allocation for homeownership initiatives. Additionally, HCap seeks to develop and provide permanent mortgage financing products. HCap values creativity and flexibility in developing financial products for our customers and working with capital partners who share our mission.