Senior Credit Analyst/Buyer/Underwriter
Legal Right to Work Required
This employer requires applicants to already have the legal right to work in the job location. You must hold valid work authorisation, residence status, or citizenship.
This opportunity may still be relevant if you already have work authorization in the country, are a permanent resident, citizen, or hold a valid work visa.
Role Summary
Join Veros Credit as a Senior Credit Analyst in Santa Ana, CA, where you'll analyze credit data and mentor other analysts in a supportive environment.
About the Organisation
The
Key Responsibilities
- Review credit applications and make sound decisions based on Company guidelines.
- Analyze credit risk and financial information such as payment to income, loan to value, credit history and other data to determine quality and profitability of a loan.
- Provide leadership to other Credit Analysts, act as a department lead, and train/mentor other Credit Analysts as necessary.
- Interact daily with automotive dealerships to negotiate and capture approvals.
- Build strong relationships with the Sales/Marketing team, Funders and Dealership Body to maximize potential business.
- Prepare or assist in the preparation of objective credit analysis reports including trend analysis, industry comparison, and projections for presentation to management and other departments.
- Meet target goals for productivity and quality in a consistent manner.
- Other duties as assigned.
Minimum Requirements
$31.00 - $42.00 per hour + Bonus
Veros Credit, LLC is an equal opportunity employer.
- 5+ years of credit review/analysis experience in the non-prime auto finance industry.
- Bilingual (English/Spanish) required.
- Effective communication and decision-making skills.
- Strong analytical and organizational skills with attention to detail.
- Strong negotiation and problem-solving skills.
- Ability to interact with others in a professional, tactful, and sensitive manner.
- Ability to thrive in a fast-paced work environment and to work independently as well as part of a team.
- Proficient with the Microsoft suite of applications (Word, Excel, Outlook, PowerPoint, Visio, etc.)
- Bachelor’s Degree in Business or equivalent work experience.
- This Organization Participates in E-Verify
Working Conditions
- Medical, Dental, and Vision Insurance
- Life Insurance
- Flexible Spending Accounts (FSA)
- Accident, Hospital, Indemnity Insurance
- Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
- Employee Assistance Program (EAP)
- 401(k) Plan
- Tuition Reimbursement
- Paid Holidays
- Paid Time Off (PTO)
- Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
- Referral Bonus
- Quarterly lunches
- Daily fresh fruit
- Office Starbucks Coffee/Latte/Espresso Machine
- And a lot more!
Eligibility Criteria
Candidates must have the legal right to work in the United States and are required to be bilingual in English and Spanish.
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